The steps you take today can help you enjoy financial independence
What do your retirement plans look like?
We all have our own idea of the life we’d like to lead after we’ve left the nine-to-five behind.
Our guide includes a host of information covering:
- Retirement goals
- Increase in pension age
- Deciding when to retire
- The power of planning
- Pension freedoms
- Retirement options
- Early retirement
Whatever retirement looks like for you, it’s important to make the right plans now, so that you have the freedom to enjoy the time when it comes, however you choose to fill it.
- Think about the lifestyle you want
- Busting the myths about pensions
- Providing and income or nest egg for loved ones
- Retire happy
- Before you retire
- Pension makeover
- Beat the scammers
Talk to us about your needs
If you would like to talk to us about your future retirement plans, complete this form and one of our independent financial advisers will contact you.
A PENSION IS A LONG-TERM INVESTMENT. THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN, WHICH WOULD HAVE AN IMPACT ON THE LEVEL OF PENSION BENEFITS AVAILABLE.
ONCE MONEY IS PAID INTO A PENSION, IT CANNOT BE WITHDRAWN UNTIL YOU ARE AGED AT LEAST 55 (INCREASING TO 57 FROM 2028). YOUR PENSION INCOME COULD ALSO BE AFFECTED BY INTEREST RATES AT THE TIME YOU TAKE YOUR BENEFITS.
THE TAX IMPLICATIONS OF PENSION WITHDRAWALS WILL BE BASED ON YOUR INDIVIDUAL CIRCUMSTANCES, TAX LEGISLATION AND REGULATION, WHICH ARE SUBJECT TO CHANGE IN THE FUTURE. PAST PERFORMANCE IS NOT A RELIABLE INDICATOR OF FUTURE PERFORMANCE. THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.