New Year's Resolutions

  • 8th December 2017

Well, here we are. It's cold, it's been snowing and Christmas music is on the radio - it must be December. I'm not the biggest lover of Christmas (although I do enjoy the regular consumption of cheese and wine) so I'm going to skip right past December 25th and talk about New Years resolutions.

A quick search of the internet shows that the most common resolutions are health-related: more exercise and salad, less wine and TV box sets. Spending more time with family is usually high up, as is taking up a new hobby, whilst every now and then the old chestnut of 'save more, spend less' appears.

Now, I don't need to argue that spending less and saving more will make you better off, that's pretty obvious, but it's also a little unimaginative. Why is no-one saving for a Lamborghini or a yacht?

When our IFAs talk to clients they really try to understand what it is they want to achieve. Sometimes it's shorter term goals like accessing funds to pay for special holidays or to buy a property; other times it's longer term plans like saving enough for children to go to university or starting a pension to allow for earlier retirement. You might even have similar ideas yourself for the new year.

If you do choose a financial resolution or two, we are here to help, guide and advise. So if this has prompted you please click the contact us link in the top right and we'll be happy to talk through your options and get you on the way to achieving your goals.

This will be my last blog of 2017 so I'll take this chance to wish you an enjoyable Christmas and New Year. And for the record, my resolutions are to keep saving for my dream car, pass more of my exams and, ahem, eat more healthily.


Any news or resources within this section should not be relied upon with regards to figures or data referred to as legislative and policy changes may have occurred.

Information contained within this article is not a personal recommendation of Forrester Boyd Wealth Management. The wording in this article is not to be construed as an offer or advice. We recommend you seek advice concerning suitability from your investment adviser.