David Huggett

My name is David Huggett. I’ve been with Forrester Boyd Wealth Management for 11 years, and my adviser is Howard Pykett.

I got in touch with Forrester Boyd around 11 years ago because I was in a life-changing accident and given a settlement payout of a sum of money, and I needed some expert advice on what to do with that to make it work for me.

I heard of Forrester Boyd through my solicitor who dealt with my claim. They’ve sent a number of clients to Forrester Boyd over the years, and everyone’s been satisfied or more than satisfied with how they’ve made their money grow.

I met them. They were knowledgeable; they explained things and didn’t patronise me. They would repeat things until I was happy that I understood what was going on, and yes, it boils down to the “trust” word. Over the years, they’ve helped me when I needed any money releasing; they’re able to do that and it’s always done at my request and there’s never an argument, but he will give me their advice and recommendations, which I like, because it makes me double-check my thinking.

Since working with Howard and the team at Forrester Boyd, I don’t worry about my money. I trust what they’re doing; they’re nice people, and they’re always professional. I have an annual review with them every year where everything is explained to me, and they will explain it as much as I ask them to, which is appreciated.

For me, the best thing about working with Howard and Forrester Boyd is I don’t have to manage an investment portfolio myself; I know it’s in place and I know it’s working. I don’t understand the ins and outs and workings of it, which is why myself and others go to these companies in the first place, and after 11 years, he’s given me the confidence that they know what they’re doing. I’m rather happy with it.

I’d describe Howard in three words, as a man who is trustworthy, knowledgeable, and professional.

I think I’m clear on my financial future and what I’ve got available to spend at each period of my life. Honestly, after 11 years, it’s not something I worry about now. I know and feel assured that it’s taken care of. They send me the reports every few months, and the figures show that the money is still there and it’s working, so they have my absolute trust.

The best piece of advice I’ve had from Howard in the time I’ve worked with him is about the level of risk that I need to take to get the return that I want and the short- and long-term consequences or benefits of both options.

I would 100% recommend Forrester Boyd, and I have done. My son’s friend was involved in an accident where he lost his leg. I sent him straight there, and he too has been delighted with the service he’s received.